Banana Republic Rewards Mastercard® | Barclays US (2024)

FAQs

Can I use my banana republic Mastercard anywhere? ›

There is a store-only version of the card, but the Banana Republic Rewards Mastercard® Credit Card can be used anywhere Mastercard is accepted. It earns: 5 points for every $1 spent on Gap Inc.

The Banana Republic Credit Card foreign transaction fee is 3%. This means the issuer will add a 3% surcharge anytime you use the Banana Republic Credit Card outside of the United States. The 3% fee also applies to online purchases made through an internationally-based merchant.

The credit score you need for a Banana Republic Credit Card is 700 or better. That means people with at least good credit have a shot at getting approved for this card. The Banana Republic Store Card, though, accepts people with fair credit or better, but it can only be used at Banana Republic and affiliated stores.

Credit Cards are issued by Barclays Bank. You can activate your card with Barclays Bank online at bananarepublic.com/activate or by calling 866-503-9448.

You can make a Banana Republic Credit Card payment online, by phone or by mail. To pay a Banana Republic Credit Card bill online, log in to your online account and click on “Make a payment.” Then, choose how much to pay, when to pay it, and where the payment is coming from.

Annual fee: $0. Welcome bonus: 20% off the first purchase at Banana Republic. Rewards: 5 points per $1 spent at Gap, Banana Republic, Old Navy, and Athleta and 1 point per $1 on all other Mastercard purchases.

$0 Fraud Liability Protection

By applying, you agree that you'll first be considered for the Banana Republic Rewards Mastercard which can be used anywhere Mastercard is accepted.

Yes, you can use the Banana Republic Credit Card anywhere Mastercard is accepted.

Highlights of the Banana Republic Rewards Mastercard®

brand merchandise. Enjoy free shipping for online orders over $50, quarterly bonus points based on qualifying purchases, annual family brand bonus and early access to sales. Take 20% off your first purchase at Banana Republic within 14 days of account opening.

The Mastercard foreign transaction fee is usually 0% or 3%, depending on which card you have and the bank or credit union that issued it.

Does canceling a credit card hurt your credit? ›

Credit experts advise against closing credit cards, even when you're not using them, for good reason. “Canceling a credit card has the potential to reduce your score, not increase it,” says Beverly Harzog, credit card expert and consumer finance analyst for U.S. News & World Report.

Centurion® Card from American Express

A rating of 5 is the best a card can receive. Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.

What credit bureau does Banana Republic Store Card use? When you apply for the Banana Republic Store card, the lender is most likely to check your credit report from TransUnion. In fact, Synchrony uses TransUnion nearly exclusively.

Banana Republic is an American upscale clothing and accessories retailer owned by The Gap. It was founded in 1978 by Mel and Patricia Ziegler, who originally called the company "Banana Republic Travel & Safari Clothing Company".

I found Banana Republic's casual dresses to be a little pricey. Some of the basic linen dresses I saw at Banana Republic cost $150. It didn't seem like a bad price, considering the dresses were 100% linen, but I wouldn't pay that much for something so casual that I'd only wear around my beach town.

Therefore, the term banana republic is a pejorative descriptor for a servile oligarchy that abets and supports, for kickbacks, the exploitation of large-scale plantation agriculture, especially banana cultivation. The phrase banana republic was first coined in 1904 by American writer O. Henry.

There is no limit to the amount of Points you can earn in a calendar year for an Account. Reward points earned but not used towards the issuance of a Reward Card will expire 24 months after your last purchase if your Account has been inactive (i.e., there has been no purchase activity on your Account) for 24 months.

For Gap, Banana Republic, Old Navy, and Athleta items, you can return merchandise purchased online to the appropriate store. For example, if you bought an item on Gap.com, you can return it to a Gap retail store, but not to an Old Navy store.

For Gap Factory and Banana Republic Factory items, you can return merchandise purchased online to the appropriate Factory brand and store. For example, if you bought an item on GapFactory.com, you can return it to a Gap Factory retail store, but not to a Banana Republic Factory store or a regular Gap Specialty store.

How much is Mastercard annual fee? ›

Designed for frequent shoppers, big ticket purchases and everything in between. Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.

Banana Republic.

If you're a member of the Banana Republic loyalty program (which covers not only Banana Republic, but The Gap, Old Navy, and Athleta, too), you can expect a $15 off coupon to hit your email inbox on your birthday.

Banana Republic is their mainstream brand, marketed as a low-end luxury retailer, while Factory is the less expensive version. And their Factory store is NOT an outlet. Just like J. Crew Factory, the clothing is specifically designed and manufactured for the store.

Both Visa and Mastercard credit cards are generally accepted by the same merchants, anywhere you go.

Is Mastercard accepted everywhere? Yes, Mastercard is accepted almost everywhere you can use a credit or debit card. Millions of merchants in more than 210 countries and territories take Mastercard. And that includes more than 10.7 million retailers in the U.S. alone.

Both are accepted nearly everywhere

There are just a few exceptions to this near-universal acceptance of Visa and Mastercard. Usually, they occur when a merchant has an exclusive deal with one payment network. Probably the best-known arrangement is at Costco wholesale clubs, which accept only Visa cards.

Use your Mastercard Prepaid Card anywhere that Debit Mastercard is accepted, including millions of locations worldwide plus online, and for mail and phone orders. You can also use your card to pay bills online.